What Blood Tests Should I Get Annually?

Complete guide to essential annual blood tests for optimal health. Learn which blood panels and biomarkers to test yearly for comprehensive health monitoring.

Quick Answer

The Complete Blood Count (CBC) with Comprehensive Metabolic Panel (CMP) is the best single blood test to check everything for baseline health. For optimal annual screening, add lipid panel, HbA1c, thyroid function (TSH), and vitamin D. This combination provides comprehensive assessment of organ function, metabolic health, and disease prevention.

Essential Annual Blood Tests

Complete Blood Count (CBC)

Screens for: Anemia, infections, blood cancers, immune function

  • Red blood cells (RBC) - oxygen carrying capacity
  • White blood cells (WBC) - immune system health
  • Platelets - blood clotting function
  • Hemoglobin and hematocrit - anemia screening

Comprehensive Metabolic Panel (CMP)

Screens for: Diabetes, kidney disease, liver problems, electrolyte imbalances

  • Glucose - diabetes and metabolic health
  • Creatinine and BUN - kidney function
  • Liver enzymes (ALT, AST) - liver health
  • Electrolytes (sodium, potassium) - fluid balance

Lipid Panel

Screens for: Heart disease risk, stroke risk, metabolic dysfunction

  • Total cholesterol - cardiovascular risk
  • LDL cholesterol - "bad" cholesterol
  • HDL cholesterol - "good" cholesterol
  • Triglycerides - metabolic health marker

Additional Important Annual Tests

HbA1c

3-month average blood sugar

  • • Normal: <5.7%
  • • Prediabetes: 5.7-6.4%
  • • Diabetes: ≥6.5%
  • • Optimal for longevity: <5.0%

Thyroid Function (TSH)

Metabolism and energy regulation

  • • TSH: 0.4-4.0 mIU/L (normal)
  • • Optimal: 1.0-2.5 mIU/L
  • • Add T3/T4 if symptoms present
  • • Screen for thyroid antibodies

Vitamin D

Immune function and bone health

  • • Deficient: <20 ng/mL
  • • Insufficient: 20-29 ng/mL
  • • Sufficient: 30-100 ng/mL
  • • Optimal: 40-60 ng/mL

C-Reactive Protein (CRP)

Inflammation marker

  • • Low risk: <1.0 mg/L
  • • Average risk: 1.0-3.0 mg/L
  • • High risk: >3.0 mg/L
  • • Target: <1.0 mg/L

Annual Tests by Age Group

Ages 20-39: Foundation Testing

  • CBC, CMP, Lipids - core health markers
  • TSH, Vitamin D - common deficiencies
  • HbA1c - diabetes prevention
  • STD screening if sexually active

Ages 40-59: Expanded Monitoring

  • All foundation tests plus expanded panels
  • PSA (men) - prostate cancer screening
  • Hormone testing - testosterone, estrogen
  • Advanced lipids - LDL particle size
  • Inflammatory markers - CRP, ESR

Ages 60+: Comprehensive Screening

  • All previous tests plus additional screening
  • B12, Folate - cognitive health
  • Cancer markers - CEA, CA 19-9
  • Bone markers - calcium, phosphorus
  • Cardiac markers - BNP, troponin

What Do Longevity Experts Test Annually?

Comprehensive Longevity Panel

Core Biomarkers:

  • • Complete blood count
  • • Comprehensive metabolic panel
  • • Advanced lipid panel
  • • Inflammatory markers (CRP, ESR)
  • • Thyroid function (TSH, T3, T4)

Optimization Markers:

  • • Vitamin D, B12, Folate
  • • Hormone panel (testosterone, estrogen)
  • • Insulin and glucose markers
  • • Kidney and liver function
  • • Tumor markers (age-appropriate)

Frequently Asked Questions

Do I need to fast for annual blood work?

Yes, typically 12 hours for accurate lipid and glucose results. Some tests like CBC and TSH don't require fasting, but comprehensive panels usually do. Drink water and take medications as prescribed unless told otherwise.

Are annual blood tests covered by insurance?

Most basic wellness panels are covered by insurance annually. Comprehensive optimization panels with advanced markers may be out-of-pocket. Check with your provider about coverage for specific tests.

What if my results are "normal" but I feel unwell?

"Normal" reference ranges are based on average populations, not optimal health. Consider functional ranges used by longevity doctors, which are often tighter. Symptoms matter more than numbers within normal ranges.

Annual Blood Test Costs

Basic Panel

$150-250

CBC, CMP, Lipids, TSH

Usually covered by insurance

Comprehensive Panel

$300-500

Basic + vitamins, hormones, inflammation

Partially covered

Longevity Panel

$500-800

Advanced optimization markers

Usually out-of-pocket

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